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April 12, 2006

Late-Comer to Concept of Universal Health Care

The concept of universal health care has been one that for years I have rejected because I believed overall care would deteriorate. In fact, for years it seemed to me to be a no-brainer that universal health care was a bad idea, so much so that I couldn't understand why people would even push for it.

I have finally changed my mind.

It didn't happen automatically when I lost my health care insurance. And amazingly it didn't happen when my insurer (intentionally?) screwed up and then had to restart the application process for my COBRA paperwork, so that in order to bring my account current and once again utilize my coverage I was required to pay all at once for the five prior months' coverage I wasn't allowed to utilize while I waited for the paperwork. I couldn't afford it, and was left with no choice but to walk away. Still, I didn't support universal health care insurance.

I changed my mind when I realized this morning that due to pre-existing conditions I wouldn't be likely to ever be approved for decent health insurance again. Like many (if not most) middle-aged and older adults, I have pre-existing conditions that insurance companies don't like. They don't care that I can self-manage the conditions – I have them; therefore, I am unworthy.

Suddenly, it has occurred to me that the ONLY way I'll ever have health insurance again is if I have access to a health coverage plan that can't turn me down. I sincerely doubt the private sector will ever offer such a plan. I'm just amazed I didn't get that until now.

Posted by Becky at April 12, 2006 01:14 PM

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